Paid in Full or Downpayment?


When you buy a car or furniture, you have two options. You can either:
1. Pay in full
2. Pay a down payment requiring installments

The difference is that once you pay in full, you own it. You don’t need to worry anymore. However, if you can’t pay the whole amount, you can pay a down payment and then monthly installments. You don’t really own it yet until you’ve paid it fully.

Assuming you had a bad break and you can’t pay the installments, the company has the right to repo the item unless you can scrunch up some cash real fast. Or you’ve got to return it. Tough luck, huh?

It got me thinking. When Jesus died on the cross, how did he pay for our sins? It’s either one of these:
1. Paid in full
2. Paid a down payment requiring installments

Option 1 says Jesus paid it fully. You need not worry about your sins anymore. Nothing will change your eternal destiny or make you lose your salvation. No matter how much sin you might and will perform after your salvation, Jesus has paid it in full. He’s got you in the palm of His hand and isn’t letting go.

Now, consider the second option…

Option 2 says Jesus’ death was just the starting point and now it is your turn to pay the installments to make sure you keep your salvation. If you can’t live up to God’s standards or commited some serious sin it means you can’t pay your installment. Salvation is lost and forfeited till you get yourself right again with God and pay the installment. If you still can’t get it right, then it’s really too bad. God’s going to repossess your salvation and you’ll end up in hell.

Well, have you come to a decision? Which one is it?

Let me help you.

When Jesus died on the cross for our sins, what were the last words He muttered?

John 19:30
When he had received the drink, Jesus said, “It is finished.” With that, he bowed his head and gave up his spirit.

Just before Jesus died, he said “It is finished.” Take note, he didn’t say “I am finished” but rather “it”. The task, the work, the assignment is completed.

In Greek, John uses one word instead of three in English – tetelestai. And this word provides a big clue for us. What does it mean? During those times, business documents and receipts were stamped with this word ‘tetelestai’ meaning ‘Paid in Full’.

Paid in full. Let it sink it. This same word used to declare a receipt was fully paid, was declared by Jesus to indicate his death fully paid for your sins.

Who paid it? Jesus. What did he pay for? Your sins.

Romans 4:25
He (Jesus) was delivered over to death for our sins and was raised to life for our justification.

Jesus paid it all for you and me. There’s nothing we can do to earn it or work for it. We just need to rest in it.

When times of doubt creep into my mind, I sing this song that said it so well.

Jesus paid it all,
All to Him I owe;
Sin had left a crimson stain,
He washed it white as snow.
– Jesus Paid It All

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